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Cyclists Need Life Insurance

There was an amusing story today about how a cyclist commuter hit a black bear when cycling to work!

This took place in Florida, USA. John Hearn was on his way to Tyndall Air Force Base when a black bear came from nowhere to collide with him. In fact the bear came out worse!

You never know why you need to take out an endowment assurance policy!

Witness Debbie McLeod said: 'At first I didn't know what happened. The bear was flying across the road from the left side to the right.

'I thought he was going to miss the rider, but then I saw the fluorescent coloured vest fly up in the air, and knew the bear hit him.'

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