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Legal and General Death in Service
Legal and General offer excellent protection cover including death in service plans.
Death in service involves individual who die as an employee of a certain company. This is basically a part of your employment Scheme. Normally offered free of charge from the employer, this Policy is three to four times of the annual salary and benefits family after death of an individual. Though you cannot assign the lump sum for any of your loans or mortgages, the lump sum is given to the beneficiary.
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About Legal and General
Legal and general provide financial services which include Life insurance, Pensions, and Investment. Founded in 1836 it has headquarters in London, and has about 9324 employees. It has offices in United States, Egypt, France, Germany, Gulf, India, and Netherlands. It is a public limited company and offers International financial security and management.
Types of Insurance
Other types of Insurance provided by Legal and General :
Life Cover: Life Cover policy pays a lump sum when the policy holder is no more. You can get additional benefits of accidental coverage, terminal illness cover and Children’s illness cover.
Life Cover Includes-
Critical Illness Cover: Critical Illness Cover insurance takes care of your hospital expenses and doctors fee when you are severely ill. Check out the list of disease which is covered in the insurance policy.
Mortgage Life Insurance: This policy takes care of mortgage loan when you are dead. The Decreasing term insurance pays only the amount which is left over. At some extra cost, you can also get waiver of premium and critical illness cover.
Over 50s Life Insurance: The over 50 life insurance covers those above 50 years up to 80 years and provides critical illness cover to the aged.
Home Insurance: Home Insurance policy cover protects and pays against home theft, fire, leakage and other environmental damages.
Income Protection: The Income Protection policy covers unemployment, disability or accident and pays monthly sum (which is approx. 50% of the salary) for a year or two.
Legal and General Death In service stands against Liverpool Victoria Death In service insurance among other insurance Giants in United Kingdom.
Legal and General Death in Service Reviews
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